Advice first. Then the right capital.

Independent advice on raising and restructuring debt. We help you decide how much to borrow, in what structure, and from whom, then run a competitive, discreet process to secure it.

Because we sit on your side of the table, lenders' terms are compared properly: pricing, covenants, amortisation, security and flexibility, not just the headline rate.

• Senior, unitranche and mezzanine debt
• Growth and acquisition funding
• Refinancing and restructuring of existing facilities
• Covenant and term negotiation

Support through the moments that define a company: buying, selling, bringing in partners or releasing value to shareholders. We advise on structure and feasibility, and arrange the capital that makes the transaction work.

• Acquisition and management buy-out funding
• Shareholder and partner exits
• Capital structuring for growth
• Preparing a business and its numbers for lenders and investors

Short-term capital, arranged at speed, secured against property or other assets. Bridging is a tool for a specific moment: an auction purchase, a chain break, a time-limited opportunity, or breathing room ahead of a refinance or sale.

The market is crowded and pricing varies enormously. We know which lenders move quickly, which are reliable at completion, and how to structure an exit the lender will believe.

• Residential, commercial and mixed-use property bridging
• Auction and acquisition deadlines
• Refurbishment and light development
• Clearly structured exit strategies

Funding for ground-up development and heavy refurbishment, from site acquisition through construction to exit. We structure facilities around the build programme, drawn in stages as works complete.

Whether it's a single residential scheme or a phased commercial development, we match you to lenders who understand build risk and move at the pace planning and contractors demand.

• Ground-up residential and commercial development
• Site acquisition and planning-gain funding
• Mezzanine and stretch-senior structures
• Development exit and marketing-period loans

Liquidity without selling. We arrange lending secured against the full range of luxury assets: yachts and superyachts, private aircraft, fine art, collectable cars, diamonds, jewellery and watches. Capital is released from assets you intend to keep, and we also arrange purchase finance for new acquisitions.

Discretion is the defining feature of this market. Valuations, storage and documentation are handled carefully, and your collection stays yours.

• Yacht and superyacht finance
• Private aircraft and aviation finance
• Fine art and collections
• Collectable, classic and supercars
• Diamonds, jewellery and fine watches
• Sale-advance and auction-related funding

Your invoices are an asset. Invoice discounting and factoring turn money owed to you into money you can use, typically releasing up to 90% of an invoice's value within days of issue.

We match you to the right provider and structure: confidential or disclosed, whole-ledger or selective, with or without credit protection.

• Confidential invoice discounting
• Factoring with credit control
• Selective / single-invoice finance
• Bad debt protection

For businesses whose capital is tied up in stock, from wholesalers and importers to retailers and manufacturers, inventory finance funds the goods themselves, from purchase order to sale.

• Stock and inventory funding lines
• Trade and purchase order finance
• Import funding and letters of credit
• Combined stock-plus-receivables structures

Day-to-day headroom: revolving credit, flexible loans and structured facilities that absorb the gap between paying suppliers and being paid. The right working capital line turns cash flow from a constraint into a tool.

• Revolving credit facilities and overdraft alternatives
• Term loans and flexible business loans
• VAT, tax and seasonal funding
• Blended facilities across receivables, stock and cash flow

Strong claims shouldn't stall for want of funding. We arrange litigation finance: non-recourse capital that meets legal costs in exchange for a share of proceeds. Businesses and individuals can pursue meritorious claims without draining working capital.

We work with specialist funders across single cases, portfolios and award monetisation, and structure terms so the economics still make sense when you win.

• Commercial litigation and arbitration funding
• Portfolio funding for claimants and law firms
• Judgment and award monetisation
• ATE insurance and disbursement funding

Defence and security businesses are often underserved by mainstream lenders, whatever the strength of their order books. We know the funders who understand the sector and are comfortable lending into it.

From contract-backed working capital to export facilities, we structure funding around the realities of defence programmes: long procurement cycles, staged milestones and government counterparties.

• Contract and purchase order finance for defence programmes
• Working capital for manufacturers and suppliers
• Export credit and guarantee-backed facilities
• Asset and equipment finance