Bridging finance in London, arranged at speed.
Short-term capital secured against London property, for the moments that will not wait: auction purchases, chain breaks, refurbishment and time-limited opportunities. We know which lenders move quickly and which are reliable at completion.
A crowded market, navigated properly
London has more bridging lenders than any city in Europe, and pricing between them varies enormously for the same deal. The cheapest headline rate is often not the loan that completes on time. We place your requirement with lenders who have proven they can deliver at the speed the situation demands, and we structure an exit the lender will believe.
- Residential, commercial and mixed-use property bridging across Greater London
- Auction purchases and acquisition deadlines
- Refurbishment and light development
- Chain-break and downsizing bridges
- Clearly structured exit strategies: sale or refinance
What speed really requires
A bridging loan is only fast if the whole file moves fast: valuation instructed on day one, legals run in parallel, and a lender whose credit process matches the deadline. Because we work these lenders every week, we know who can complete in days and who only markets that way.
Typical London uses: securing a property at auction with a 28-day completion, releasing equity from an existing property to move on a purchase, funding works before a refinance onto a term loan, or bridging a sale that is agreed but not yet completed.
Frequently asked
How quickly can a bridging loan complete?
Indicative terms usually within 24 to 48 hours, and completion in as little as five to ten working days where valuation and legals cooperate. The honest answer depends on the security and the file; we tell you the realistic timeline at the first call.
What can bridging finance be secured against?
Residential, commercial and mixed-use property across London and the UK, as well as other significant assets. First and second charge structures are both available.
Do lenders need proof of income?
Bridging is asset-led: the security and the exit matter more than income. Serviceability helps but many facilities roll up interest so there are no monthly payments during the term.
Related
Full service detail: Bridging Finance.
Recent work: transactions we have completed, anonymised.
Also in London: Development Finance London · Debt Advisory London · Corporate Finance London.
Discuss a London requirement
Describe the situation in confidence and we will tell you how we would approach it, usually within one working day.
Start a conversation